Risk Criteria

Only opportunities that meet our stringent criteria are featured on our platform. To gain approval, business applications undergo a rigorous evaluation process that considers various data, including but not limited to:

  • The financial standing of the business
  • Historical records with credit bureaus
  • Existing finance extended by other institutions
  • Other criteria

At mamun Capital®, we understand that making informed investment decisions is crucial. To assist you in assessing investment opportunities, we've developed a comprehensive risk rating system. This system evaluates various factors, including industry dynamics, shareholder backgrounds, financial health, and credit history, to provide an understanding of the potential risks associated with each opportunity. Nonetheless, all investments are inherently risky, and may result in the loss of some or all of your capital, and it is your ultimate responsibility to perform due-diligence before you invest.

Our risk scoring/rating system is based on a scale from A to D, with each rating indicating a different level of risk:

A (Lowest)

These opportunities typically involve well-established companies with strong financials, a history of success, a positive credit history, high experience levels, and robust industry demand

B (Low)

These opportunities generally encompass companies operating in stable industries, boasting good financials, a positive history of success, a positive credit history, good experience levels, and strong industry demand.

C (Medium)

These opportunities typically involve companies in moderately stable industries, with satisfactory financials, a mixed history of success, some minor credit issues, moderate experience levels, and average industry demand.

D (High)

These opportunities are usually associated with companies in volatile industries, and/or weak financial positions, and/or significant historical credit issues, and/or low management experience.

*Regardless of the grade of investment, and depending on the investment type, businesses and their owners provide cheques as a form of security and collection.